No physical cards to lose. No waiting for mail. Create a new card in seconds for kids, employees, or even single purchases. Works instantly with Apple Pay & Google Pay.
Lives securely in Apple/Google Pay. No more "I lost my card" emergencies. No replacement fees.
New employee starts today? Create their card in 10 seconds. No waiting 7-10 business days.
Need a card for just one purchase? Create it, use it, delete it. Perfect for online shopping or trials.
If they have their phone, they have their card. Works everywhere tap-to-pay is accepted.
Change limits, freeze, or delete cards instantly. Changes take effect immediately, not next billing cycle.
Works online, in-store, and internationally. No physical card needed for online purchases.
Fun Fact: Kids can't leave a virtual card in their jeans pocket and run it through the wash! 🧺
No forms to fill. No cards to mail. Just instant virtual cards when you need them.
For kids' allowance, employee expenses, regular spending
For sketchy websites, free trials, one-time vendors
For field trips, events, temporary employees, contractors
Virtual cards can't be lost. They're always safe in Apple/Google Pay. If they lose their phone, remotely freeze the card until found.
Create their card Sunday night. Or Monday morning. Or literally as they walk in the door. It's ready instantly.
Create a single-use virtual card with exact purchase amount. Use it once, then it's automatically deleted. Your real card stays safe.
Create a virtual card tonight with $20 for lunch. Set it to expire after tomorrow. Done in 30 seconds.
Delete their virtual card instantly. No worrying about them still having a physical card. It's gone immediately.
Create a virtual card with $1 limit. Use for trial signup. Delete it right after. Never worry about forgotten cancellations.
No app needed. Cards go directly into Apple Pay or Google Pay.
10 seconds in dashboard
Card appears in
Apple/Google Pay
Works everywhere
No SpendGuard app required! Kids and employees just use their normal Apple/Google Pay.
Same powerful virtual cards, tailored for your needs
Teach kids money management with virtual cards they can't lose
Stop sharing physical cards. Every employee gets their own virtual card.
Set exact amounts, time limits, merchant restrictions
Update limits or freeze cards in real-time
Can't be skimmed, copied, or physically stolen
Uses device biometrics for every transaction
Online, in-store, internationally
No plastic waste, no shipping emissions
No card production fees. No shipping costs. No replacement charges.
$0.99
per card per month
FREE
Unlimited creation
✓ Create unlimited virtual cards
✓ No physical card fees
✓ No waiting for delivery
✓ Cancel anytime
Join thousands ditching physical cards for instant, secure, virtual charge cards
Start With Your First Virtual Card →Ready in 30 seconds • Works with Apple/Google Pay • No physical card needed